Insuring an older home in Florida? A Cornerstone four-point inspection covers the four systems insurers care about most, across Jupiter and Palm Beach & Martin County.
A four-point inspection is a focused look at the four major systems of a home — roof, electrical, plumbing, and HVAC. Many Florida insurers require it before they'll write or renew a policy on an older home (typically 25+ years), because these are the systems most likely to cause claims.
Jonathan Velez inspects the age, condition, and remaining service life of each of the four systems and documents them on the standard four-point form your insurer needs. As a Florida Licensed Home Inspector (#HI-10762) and licensed electrician with 20+ years of construction experience, he knows exactly what underwriters are looking for.
The result is a clear, accurate report that helps you secure or renew coverage — and understand the true condition of the systems that matter most.
Here's what a four-point inspection does for you.
Get the four-point form insurers require to write or renew coverage on older homes.
The electrical system is reviewed by a licensed electrician, not just a generalist.
Know the age and remaining life of your roof, electrical, plumbing & HVAC.
A focused inspection with a quick, accurate report for your insurer.
As homes age, the risk of failures in the roof, wiring, plumbing, and HVAC rises — and so does the likelihood of an insurance claim. That's why many Florida carriers require a four-point inspection before offering or renewing coverage on older homes: they want to know these four systems are in serviceable condition.
That's where the Cornerstone difference shows. Because Jonathan is also a licensed electrician, the electrical portion — often the biggest sticking point for insurers — gets a truly expert review. You get an honest, accurate report that helps your policy move forward.
If you're buying, insuring, or renewing coverage on an older home, a four-point inspection is often the key that unlocks the policy.
Your four-point inspection evaluates the age, condition, and remaining service life of the four systems insurers focus on.
It's a focused inspection of a home's four major systems — roof, electrical, plumbing, and HVAC — documented on a form that insurers use to decide whether to write or renew coverage.
Most Florida insurers require a four-point inspection for older homes, often those 25 to 30 years or older, before they'll issue or renew a policy.
A full home inspection is a complete, top-to-bottom evaluation for buyers. A four-point is a focused report on just the four systems insurers care about.
A four-point inspection is typically quick — often under an hour — with your completed form usually delivered within 24 hours.
Call 561-445-0677 for a fast, honest quote on your four-point inspection.
From your first phone call to post-inspection support, here's exactly what to expect when you hire Cornerstone.
Call 561-445-0677 or request online. Tell us which inspection your insurer needs and we'll set a time.
Jonathan inspects and documents your home, capturing exactly what the insurer form requires.
You receive the completed, insurer-approved form — usually within 24 hours — ready to hand to your agent.
Questions from your insurance agent? Jonathan is a phone call away to help.
Locally Owned • FL Licensed Home Inspector #HI-10762 • Licensed Electrician • 20+ Years Experience • Serving Palm Beach & Martin County